Key Benefit Summary: Up to ₹2 Crore Life Cover + Payout on 34 Critical Illnesses.
1. Policy Overview & Objectives
ICICI Pru iProtect Smart provides life cover and accelerated payout on 34 critical illnesses.
2. Key Highlights & Parameters
IRDAI Claim Ratio99.34% (FY 2024-25)
3. Eligibility Criteria
- Age: 18 to 65 years.
4. Mandatory Documents Required
Income Proof
ITR or salary slips.
5. Step-by-Step Application Process
1
Select Plan Option
Complete video KYC.
6. Interactive Policy Calculator
Calculate Benefits for ICICI Pru iProtect Smart
Use our updated 2026 mathematical algorithm with latest rates.
Launch ICICI Pru iProtect Smart Calculator →7. Frequently Asked Questions (FAQs)
Yes, pays accelerated payout.
Researched & Verified By
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Ananya Sharma
Women's Policy & Social Schemes Researcher | Policy Researcher — Women's Welfare & Social Security