Independent Research Portal PolicyVani features Government Schemes, LIC Plans & All Policies Available in the Market. We provide direct official guidelines & links.
LIC Jeevan Umang (Plan 945) - 8% Guaranteed Annual Payout & Whole Life Cover
🛡️ LIC Policy Verified 2026

LIC Jeevan Umang

🎁 Guaranteed 8% of Sum Assured every year after PPT for life + Lump sum at 100

LIC Jeevan Umang is a participating non-linked whole life assurance plan providing guaranteed 8% annual survival payouts for life after premium paying term....

LIC New Tech Term (Plan 954) - Pure Online Term Life Policy with Lowest Premiums
🛡️ LIC Policy Verified 2026

LIC Tech Term

🎁 ₹50 Lakhs to ₹5 Crore Death Benefit payout to family

LIC Tech Term is a direct online-only pure term life policy offering high life cover at lowest rates....

HDFC Life Click 2 Protect Super - Private Term Insurance Policy
🏢 Private Policy Verified 2026

HDFC Click 2 Protect Super

🎁 ₹1 Crore to ₹5 Crore Life Cover + Return of Premium (ROP) Option

HDFC Life Click 2 Protect Super offers flexible private term insurance with Return of Premium option....

ICICI Pru iProtect Smart - Term Life Insurance Policy
🏢 Private Policy Verified 2026

ICICI Pru iProtect Smart

🎁 Up to ₹2 Crore Life Cover + Payout on 34 Critical Illnesses

ICICI Pru iProtect Smart provides life cover and accelerated payout on 34 critical illnesses....

LIC Jeevan Utsav (Plan 871) - Guaranteed 10% Annual Payout for Life & 100-Year Life Cover
🛡️ LIC Policy Verified 2026

LIC Jeevan Utsav

🎁 Guaranteed 10% of Basic Sum Assured every year after deferment period for life + Life cover up to age 100

LIC Jeevan Utsav is a non-linked, non-participating, individual whole-life income plan that provides 10% guaranteed lifelong annual income after a short premium paying term (5 to 1...