Independent Research Portal PolicyVani features Government Schemes, LIC Plans & All Policies Available in the Market. We provide direct official guidelines & links.
🧮 Financial Calculators Suite

Government & Insurance Policy Calculators

Precision algorithms using official Ministry gazette rates, LIC payout rules & IRDAI guidelines. All calculators are 100% free with zero registration required.

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Sukanya Samriddhi Yojana (SSY) Calculator

Calculate annual compounding, maturity amount & tax savings at 8.2% interest for your daughter's future.

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LIC Jeevan Umang (8% Payout) Calculator

Calculate your 8% annual guaranteed lifetime income and maturity bonus under LIC Jeevan Umang (Plan 945).

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Atal Pension Yojana (APY) Monthly Calculator

Find exact monthly auto-debit contribution for guaranteed pension of ₹1,000 to ₹5,000 at age 60.

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Private Term Insurance Calculator

Calculate term life cover (₹1 Crore to ₹5 Crore) and estimated monthly premiums across top private companies.

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Private Health Insurance Premium Calculator

Estimate family floater health cover premiums (₹5L to ₹1 Crore) for Star Health, Care Health & Niva Bupa.

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Mutual Fund Wealth & SIP Return Calculator

Calculate compounding returns and wealth corpus for private SEBI mutual fund monthly SIPs at 12%-15% CAGR.

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PM Awas Yojana (PMAY) Subsidy Calculator

Calculate your PMAY-U 2.0 interest subsidy (4% on first ₹8 Lakhs, up to ₹1.80 Lakhs) and revised monthly EMI savings.

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PM Fasal Bima Yojana (PMFBY) Calculator

Estimate farmer premium share (1.5% to 5%) vs government subsidy for Kharif, Rabi & Commercial crops.

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Post Office MIS & SCSS Calculator

Compute fixed monthly interest payouts on single and joint deposits up to ₹15 Lakhs at 7.4% p.a.

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PM Mudra / MSME Business Loan EMI Calculator

Calculate monthly loan EMI and total interest for Shishu, Kishore, and Tarun loans up to ₹20 Lakhs.