About Ananya Sharma
Ananya Sharma is a policy researcher specializing in women's welfare schemes, savings instruments, and state-level social security programs. She tracks and documents Central and State government initiatives for women's financial inclusion.
Areas of Expertise
Policies Researched & Verified by Ananya Sharma
LIC Jeevan Umang
LIC Jeevan Umang is a participating non-linked whole life assurance plan providing guaranteed 8% annual survival payouts for life after premium paying term.
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LIC Tech Term
LIC Tech Term is a direct online-only pure term life policy offering high life cover at lowest rates.
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Ayushman Bharat (PM-JAY)
Ayushman Bharat PM-JAY provides annual cashless health cover of up to ₹5,00,000 per family.
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HDFC Click 2 Protect Super
HDFC Life Click 2 Protect Super offers flexible private term insurance with Return of Premium option.
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ICICI Pru iProtect Smart
ICICI Pru iProtect Smart provides life cover and accelerated payout on 34 critical illnesses.
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Star Health Comprehensive
Star Health Comprehensive Health Insurance offers zero room rent capping and automatic 100% restoration.
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Care Health Supreme
Care Health Supreme features Cumulative Bonus Super up to 500% and unlimited sum insured refill.
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PM Vidyalaxmi Scheme
PM Vidyalaxmi is a central sector scheme providing digital education loans without collateral or third-party guarantee (75% govt credit guarantee up to ₹7.5 lakh) to meritorious students admitted in top NIRF-ranked institutions.
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LIC Jeevan Utsav
LIC Jeevan Utsav is a non-linked, non-participating, individual whole-life income plan that provides 10% guaranteed lifelong annual income after a short premium paying term (5 to 16 years).
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