Welcome to PolicyVani (policyvani.com). By accessing or using this website, interactive calculators, or policy research guides, you agree to be bound by these Terms of Service.
PolicyVani grants users a limited, non-exclusive, non-transferable license to access, view, and print policy guides and calculator outputs for personal, non-commercial educational use. Content scraping, unauthorized database duplication, or re-selling of PolicyVani tools is strictly prohibited.
Our policy calculators (SSY, APY, LIC Jeevan Umang, Mudra Loan, PMAY, Crop Insurance) use verified mathematical formulas based on official gazette rates. However, sovereign interest rates and premium rules are subject to government revisions. Calculated figures serve as estimations and do not bind official departments or insurance providers.
PolicyVani contains direct hyperlinks to third-party government websites (`.gov.in`, `.nic.in`) and official insurance portals. We exercise no administrative control over external sites and are not responsible for their availability or content updates.
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