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💰 Policy Category

Government & Private Savings/SIP

Sovereign post office schemes & top private SEBI mutual fund SIP policies.

Post Office Monthly Income Scheme (POMIS) 2026 - 7.4% Interest & Monthly Payout Calculator
🏛️ Government Scheme Verified 2026

Post Office MIS (POMIS)

🎁 Guaranteed Monthly Payout up to ₹9,250 every month on ₹15 Lakh deposit

Post Office MIS pays depositors a fixed 7.4% annual interest rate disbursed monthly....

SBI Large Cap Fund (formerly SBI Bluechip Fund) - Equity SIP & Wealth Creation
🏢 Private Policy Verified 2026

SBI Large Cap Fund

🎁 High Equity Returns via Systematic Investment Plan (SIP) from ₹500/month

SBI Large Cap Fund (renamed from SBI Bluechip Fund on 30 June 2025) is a SEBI-registered large-cap equity mutual fund that invests mainly in India's top 100 companies by market cap...

PM Vidyalaxmi Scheme - Collateral-Free Education Loan, 75% Guarantee up to ₹7.5 Lakh & 3% Interest Subvention
🏢 Private Policy Verified 2026

PM Vidyalaxmi Scheme

🎁 Collateral-free, guarantor-free education loan; 75% govt credit guarantee on loans up to ₹7.5 lakh; 3% interest subvention on loans up to ₹10 lakh (family income up to ₹8 lakh)

PM Vidyalaxmi is a central sector scheme providing digital education loans without collateral or third-party guarantee (75% govt credit guarantee up to ₹7.5 lakh) to meritorious st...

Senior Citizen Savings Scheme (SCSS) - 8.2% Sovereign Quarterly Payout for 60+ Seniors
🏢 Private Policy Verified 2026

Senior Citizen Savings Scheme (SCSS)

🎁 8.2% annual interest paid quarterly on deposits up to ₹30,00,000 with 5-year tenure and Section 80C tax rebate

Senior Citizen Savings Scheme (SCSS) is a sovereign risk-free small savings program offering guaranteed 8.2% quarterly income and Section 80C tax deduction for senior citizens....